Meridex Life (“we,” “us,” “our”)
Address: [4023 Kennett Pike STE 766 Greenville Delaware 19807]
Email: [[email protected]] • Website: [meridex.net]
Effective date: [April 1, 2024]

1) Information we collect
Name, email, phone, zip/postcode, responses to quote questions; device/IP, user agent, pages viewed; UTM/campaign data; cookies/analytics if enabled.

2) How we use information
To provide insurance quotes or connect you with licensed agents/partners; to contact you by call, text (SMS/MMS), email, including automated dialing or prerecorded/AI-assisted messages when you consent; to improve ads and site performance; to comply with law.

3) Sharing
We may share your info with licensed insurance agents, carriers, or marketing partners for the purpose of providing quotes or related offers. We do not sell personal information for money. (If you do sell/share under applicable law, disclose it here.)

4) Marketing communications & consent
If you provide your number/email and check the consent box, you authorize us to contact you by call, text, email, and prerecorded/AI-assisted messages, which may be sent using an automatic telephone dialing system. Consent is not required to purchase. Message frequency varies; msg & data rates may apply. Reply STOP to opt out, HELP for help.

5) Your choices
You can opt out of marketing texts at any time by replying STOP; unsubscribe links are in emails. You can request access, correction, or deletion by emailing [[email protected]].

6) Cookies & tracking
We may use cookies and analytics to measure usage and ad performance. You can control cookies via your browser settings.

7) Data retention & security
We retain data only as long as necessary for the purposes above and take reasonable security measures; no method is 100% secure.

8) Region-specific disclosures
Add any required state/province notices (e.g., California/CCPA, Quebec, GDPR, etc.) and a “Do Not Sell/Share” link if applicable.

9) Contact
Questions? Email [[email protected]].
We may update this Policy; the “Effective date” will change when we do.

Terms of Use (starter)

Effective date: April 1, 2024]

By using [meridex.net] you agree to these Terms. [Meridex] provides lead-generation and quote-matching services. We do not guarantee coverage, rates, or that any provider will offer you a policy. You agree to provide accurate information and to be contacted as described in the Privacy Policy and consent disclosure. All content is provided “as is.” To the fullest extent allowed by law, we disclaim warranties and limit liability for indirect or consequential damages. Disputes are governed by the laws of [Delaware, Uinted States] and resolved in [Wilmington, DE] courts (or specify arbitration if you use it). Contact: [[email protected]].